River Ranch Homes under $400,000

Welcome to River Ranch, a serene and inviting subdivision nestled in the heart of Cookeville, Tennessee, within the picturesque Putnam County. This charming community perfectly blends suburban tranquility with convenient access to urban amenities, making it an ideal place for families, young professionals, and retirees alike.

River Ranch is characterized by its beautifully designed homes, many of which are available for under $400,000. This affordability does not compromise quality; instead, it allows residents to enjoy spacious layouts, modern finishes, and lush outdoor spaces without breaking the bank. Whether you’re seeking a cozy starter home or a larger residence for your growing family, River Ranch offers a variety of options to suit every lifestyle.

One of the standout features of this community is its stunning natural surroundings. Residents can take advantage of the nearby parks, walking trails, and the scenic beauty of the Cumberland Plateau. Imagine spending your weekends hiking, picnicking, or simply enjoying the fresh air with loved ones. The family-friendly atmosphere is enhanced by local schools, shopping centers, and dining options, all just a short drive away.

River Ranch is more than just a neighborhood; it’s a place where you can create lasting memories and build a fulfilling life. With homes priced under $400,000, this subdivision presents an incredible opportunity for those looking to invest in their future. Come explore River Ranch and discover the perfect blend of comfort, community, and affordability in Cookeville, TN!

Newest River Ranch Homes under $400,000

$399,000

4 Beds ⋅ 3 Baths ⋅ 3528050 MLS

Welcome to the Longhorn, the largest floor plan currently available in River Ranch situated on a level estate lot. Offering 1,860 square feet of thoughtfully designed one-level living, this ranch-style home provides the perfect balance of open entertaining space & private retreats w/ a covered back deck. The spacious kitchen serves as the heart of the home w/ a large island, solid surface countertops, soft-close cabinetry, ss appliances, pantry storage, & seamless flow into the living and dining areas. A split-bedroom layout creates a private primary suite complete w/ a walk-in closet & tiled walk-in shower. The other 3 bedrooms are on the left wing of the home as well as the other full bath w/ dbl vanities. Additional features include 9-foot ceilings, LVP flooring throughout the main living spaces, carpeted bedrooms, a covered front porch, an attached two-car garage, a Hardie + vinyl exterior, professional landscaping, & a tree planted on every homesite. River Ranch offers a 5yr home warranty, sidewalks, a walking trail, & 4.99% financing for affordable payments on a new home- all just minutes from town, Center Hill Lake, and I-40. Experience the space, craftsmanship, & community that make River Ranch one of Cookeville’s most exciting new neighborhoods.

2540 River Ranch Dr, Cookeville

$399,000

4 Beds ⋅ 3 Baths ⋅ 3528045 MLS

Welcome to the Longhorn, the largest floor plan currently available in River Ranch situated on a level estate lot. Offering 1,860 square feet of thoughtfully designed one-level living, this ranch-style home provides the perfect balance of open entertaining space & private retreats w/ a covered back deck. The spacious kitchen serves as the heart of the home w/ a large island, solid surface countertops, soft-close cabinetry, ss appliances, pantry storage, & seamless flow into the living and dining areas. A split-bedroom layout creates a private primary suite complete w/ a walk-in closet & tiled walk-in shower. The other 3 bedrooms are on the left wing of the home as well as the other full bath w/ dbl vanities. Additional features include 9-foot ceilings, LVP flooring throughout the main living spaces, carpeted bedrooms, covered front porch, attached two-car garage, Hardie + vinyl exterior, professional landscaping, & a tree planted on every homesite. River Ranch offers a 5yr home warranty, sidewalks, a walking trail, & 4.99% financing for affordable payments on a new home- all just minutes from town, Center Hill Lake, and I-40. Experience the space, craftsmanship, & community that make River Ranch one of Cookeville’s most exciting new neighborhoods.

2539 River Ranch Dr, Cookeville

$365,000

3 Beds ⋅ 2 Baths ⋅ 3528034 MLS

Discover the opportunity to own in River Ranch, Cookeville’s newest community designed w/ spacious homesites, quality construction, & everyday convenience in mind. This thoughtfully designed Lariat floor plan on a level estate lot featuring one-level living w/ an open-concept layout, large kitchen island, solid surface countertops, soft-close cabinetry, ss appliances, pantry storage, & a split-bedroom design that maximizes both comfort & privacy. The spacious mudroom offers flexibility for a home office, workspace, or additional storage, while the private primary suite includes a walk-in closet & tiled walk-in shower. Additional features include 9-foot ceilings, LVP flooring throughout the main living areas, carpeted bedrooms, covered front porch, attached two-car garage, & attractive Hardie + vinyl exterior w/ fresh landscaping. River Ranch offers a 5yr home warranty, sidewalks, a walking trail, & offering 4.99% finacing for afforable payments on a new home- all just minutes from town, Center Hill Lake, and I-40. Experience the space, craftsmanship, & community that make River Ranch one of Cookeville’s most exciting new neighborhoods.

2530 River Ranch Dr, Cookeville

$360,000

3 Beds ⋅ 2 Baths ⋅ 3309303 MLS

Discover the opportunity to own in River Ranch, Cookeville’s newest community designed w/ spacious homesites, quality construction, & everyday convenience in mind. This thoughtfully designed Lariat floor plan on an estate lot featuring one-level living w/ an open-concept layout, large kitchen island, solid surface countertops, soft-close cabinetry, ss appliances, pantry storage, & a split-bedroom design that maximizes both comfort & privacy. The spacious mudroom offers flexibility for a home office, workspace, or additional storage, while the private primary suite includes a walk-in closet & tiled walk-in shower. Additional features include 9-foot ceilings, LVP flooring throughout the main living areas, carpeted bedrooms, covered front porch, attached two-car garage, & attractive Hardie + vinyl exterior w/ fresh landscaping. River Ranch offers sidewalks, a walking trail, & offering 4.99% finacing for afforable payments on a new home- all just minutes from town, Center Hill Lake, and I-40. Experience the space, craftsmanship, & community that make River Ranch one of Cookeville’s most exciting new neighborhoods.

2509 River Ranch Dr, Cookeville

$360,000

3 Beds ⋅ 2 Baths ⋅ 3309085 MLS

Welcome to River Ranch, Cookeville’s newest thoughtfully designed community where spacious homesites & modern living come together. Situated on an estate lot of 1.11 acres, this Lariat model home showcases quality craftsmanship & a functional one-level ranch design. The open-concept layout is centered around a spacious kitchen w/ a large island, solid surface countertops, soft-close cabinetry, ss appliances, pantry storage, & plenty of room to gather. The split-bedroom floor plan offers privacy for the primary suite, complete w/ a walk-in closet & tiled walk-in shower. A standout feature of the Hawthorn is the oversized mudroom, offering flexible space for a home office, hobby area, or organized everyday living. Additional highlights include 9-foot ceilings, LVP flooring throughout the main living areas, a covered front porch w/ cedar columns, two-car garage, professional landscaping, & a tree thoughtfully planted on every homesite. River Ranch offers sidewalks, a walking trail, & 4.99% financing for affordable payments on a new home- all just minutes from town, Center Hill Lake, & I-40. Experience the space, craftsmanship, & community that make River Ranch one of Cookeville’s most exciting new neighborhoods.

2510 River Ranch Dr, Cookeville

$385,000

4 Beds ⋅ 3 Baths ⋅ 3309057 MLS

Welcome to River Ranch, where peaceful surroundings meet modern convenience. Situated on one of the community’s largest homesites, an estate lot of 1.22 acres, the Maverick offers the perfect blend of space, functionality, & style. Designed with a shotgun-style layout, this home features four bedrooms, two-and-a-half baths, & an open-concept living area anchored by the kitchen with a large island, solid surface countertops, soft-close cabinetry, & ss appliances. A feature of the Aspen is the separate space off the kitchen + .5 bath, offering flexible space for a home office, pet area, or kids space. The split-bedroom design provides privacy for the primary suite, complete w/ an open walk-in closet & beautifully tiled shower w/ double vanities. Throughout the home you’ll find 9-foot ceilings, durable LVP flooring in the main living spaces, carpeted bedrooms, a covered front porch, two-car garage, & attractive Hardie + vinyl exterior finishes w/ landscaping. River Ranch offers sidewalks, a walking trail, & 4.99% financing for affordable payments on a new home- all just minutes from town, Center Hill Lake, & I-40. Experience the space, craftsmanship, & community that make River Ranch one of Cookeville’s most exciting new neighborhoods.

2500 River Ranch Dr, Cookeville

$390,000

4 Beds ⋅ 3 Baths ⋅ 3308993 MLS

Welcome to the Longhorn, the largest floor plan currently available in River Ranch situated on an estate lot. Offering 1,860 square feet of thoughtfully designed one-level living, this ranch-style home provides the perfect balance of open entertaining space & private retreats w/ a covered back deck. The spacious kitchen serves as the heart of the home w/ a large island, solid surface countertops, soft-close cabinetry, ss appliances, pantry storage, & seamless flow into the living and dining areas. A split-bedroom layout creates a private primary suite complete w/ a walk-in closet & tiled walk-in shower. The other 3 bedrooms are on the left wing of the home as well as the other full bath w/ dbl vanities. Additional features include 9-foot ceilings, LVP flooring throughout the main living spaces, carpeted bedrooms, covered front porch, attached two-car garage, Hardie + vinyl exterior, professional landscaping, & a tree planted on every homesite. River Ranch offers sidewalks, a walking trail, & 4.99% financing for affordable payments on a new home- all just minutes from town, Center Hill Lake, and I-40. Experience the space, craftsmanship, & community that make River Ranch one of Cookeville’s most exciting new neighborhoods.

2499 River Ranch Dr, Cookeville

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