Murphy Homes under $1 million

Welcome to Murphy, North Carolina—a hidden gem nestled in the heart of the Smoky Mountains. This charming town, known for its picturesque landscapes and warm community spirit, offers a perfect blend of serene mountain living and vibrant local culture. With its rich history, Murphy is a place where the past meets the present, providing residents with a unique sense of belonging.

Murphy's natural beauty is unparalleled, boasting lush forests, sparkling rivers, and breathtaking mountain views. Outdoor enthusiasts will find endless opportunities for adventure, whether it’s hiking along the Appalachian Trail, fishing in the Hiwassee River, or exploring the nearby Nantahala National Forest. The town's quaint downtown area features delightful shops, local eateries, and a friendly atmosphere that invites you to stroll and soak in the charm.

For those considering making Murphy their home, you'll be pleased to discover a variety of beautiful properties available for under $1 million. From cozy cabins tucked away in the woods to spacious family homes with stunning mountain views, there’s something for everyone. These affordable homes provide the perfect opportunity to embrace the tranquil lifestyle that Murphy has to offer without breaking the bank.

Living in Murphy means enjoying a slower pace of life while still having access to modern amenities. With a strong sense of community and a welcoming spirit, Murphy is not just a place to live; it’s a place to thrive. Come explore the beauty of Murphy, NC, and find your dream home in this enchanting mountain town!

Newest Murphy Homes under $1 million

$399,000

3 Beds ⋅ 2 Baths ⋅ 3612475 MLS

Wake up where the river is the main event. This true log cabin on the Hiwassee River delivers the kind of mountain lifestyle buyers dream about, with stunning water views, prime fishing right from home, and wrap-around, multi-level decks made for morning coffee, sunset dinners, and nights by the fire pit. Inside, warm wood ceilings, wood walls, and wood floors create authentic cabin character, while 4 bedrooms, 3.5 baths, a loft, sunroom, and attached double garage give you the space and function needed for full-time living or an unforgettable getaway. Fiber optic internet keeps you connected, and the paved asphalt drive adds easy access. Just a short drive from downtown Murphy, John C. Campbell Folk School, Tri-County Community College, and Erlanger Hospital, this riverfront retreat blends rustic charm with everyday convenience.

440 Beaver Ridge Rd, Murphy

$319,900

2 Beds ⋅ 2 Baths ⋅ 26048698 MLS

Welcome home to 168 Lilac Trail! Tucked away at the end of a quiet, private road just outside Murphy, this beautifully maintained, move-in-ready ranch offers the perfect combination of privacy, accessibility, and convenient one-level living. Ample parking is available with a spacious driveway and an oversized attached two-car garage. Relax on the covered front porch featuring insulated panel roofing that helps keep the space cool even during the summer months, or enjoy the full-length back deck overlooking the peaceful wooded setting. A wheelchair-accessible ramp leads into the home, and the thoughtfully designed floor plan features extra-wide doorways throughout, making the home fully accessible without sacrificing style or comfort. Inside, you'll find over 1,600 square feet of well-designed living space with an open-concept layout, durable luxury vinyl plank flooring, and a beautiful stacked-stone gas fireplace with a wood mantel serving as the focal point of the spacious great room. The oversized kitchen offers abundant cherry cabinetry and opens seamlessly to the living area, making this home ideal for entertaining family and friends. All appliances & central heat & air have been replaced within 5 years. The split-bedroom floor plan provides privacy for everyone. The oversized primary suite offers a relaxing retreat, while the generously sized guest bedroom is complemented by a spacious office that's equal in size, making it perfect for working from home, hobbies, or additional accommodations. French doors open onto the expansive rear deck, creating the perfect extension of your living space for morning coffee or evenings enjoying the mountain air. The level backyard is partially fenced and surrounded by mature trees, offering privacy and room for pets, gardening, or outdoor recreation. Attractive retaining walls and stone accents add curb appeal, while the driveway and grounds are exceptionally clean and easy to maintain. Additional features include central heat and air, all appliances conveying, a private well plus deeded access to the community well for added peace of mind, and a 50-gallon water heater and water pressure tank that have both been replaced within the last five years. Whether you're looking for a full-time residence, an accessible home, or a peaceful mountain retreat with room to grow, 168 Lilac Trail checks all the boxes. Schedule your private showing today! 2 additional lots can be purchased seperately

168 Lilac Trl, Murphy

$449,900

3 Beds ⋅ 2 Baths ⋅ 436680 MLS

NEW CONSTRUCTION in the beautiful mountains of Murphy, NC! This 3-bedroom, 2-bath chalet-style home offers approximately 1,452 sq. ft. of heated living space plus a full unfinished basement ready for you to make your own. Enjoy an open mountain setting with beautiful mountain views from the covered porch—the perfect place to relax and take in the peaceful surroundings. Located within a private gated community, this new home offers the privacy and mountain lifestyle you've been looking for while remaining convenient to area recreation. Just a short distance from Lake Appalachia and Hiwassee Lake, where boating, fishing, kayaking and endless outdoor adventures await. Whether you're looking for a full-time mountain home or a North Carolina getaway, this brand-new chalet offers room to grow with the unfinished basement and a wonderful location for enjoying everything Western North Carolina has to offer.

560 Carolina Fox Circle, Murphy

$450,000

2 Beds ⋅ 2 Baths ⋅ 3612391 MLS

Vaulted wood ceilings and a floor-to-ceiling fireplace set the tone for this inviting mountain home. The kitchen features a gas range, island, and breakfast bar that make everyday living and entertaining effortless. The spacious primary suite offers private deck access, plus a spa-inspired bath with a Jacuzzi tub and separate tile shower. Step outside to a partially covered, screened rear deck complete with a grill area for relaxing or hosting friends. Outbuildings provide valuable extra storage, and you’ll love being close to downtown Murphy, the Murphy River Walk, Hiwassee Lake, and outdoor adventure.

10 Piper Ln, Murphy

$364,900

2 Beds ⋅ 2 Baths ⋅ 3612299 MLS

322 Deer Haven Trail, Murphy

$352,500

2 Beds ⋅ 3 Baths ⋅ 436661 MLS

Brand new home in a beautiful peaceful wooded setting located Between Murphy and Blue Ridge. Wood siding with lots of covered porch space (484 sq. ft.) and open deck (120 sq. ft). Great big parking area with easy access and big back yard perfect for a firepit where you can sit and listen to the creek or hike the nature trail to the creek. Inside the house the Great room has tng ceilings, stacked rock gas f/p, custom kitchen w/island, LVP flooring throughout, handy utility room with 1/2 bath, 2 master suites,one has huge walk in closet, plenty of storage thru out the house, cultured marble sinks in both bathrooms. Lots of beautiful trees surround the property and when you enter the long side porch the temperature goes down instantly. Paved road all the way to the house. Estimate home to be finished on or before end of October. Some of the photos are of a similar finished house. Will have actual photos of the finished home as soon as the final touch ups are completed which should be this week.

121 Surrey Trail, Murphy

$825,000

2 Beds ⋅ 3 Baths ⋅ 436582 MLS

Discover the possibilities on this incredible 49.74-acre UNRESTRICTED property offering a beautiful combination of 10 acres of pasture, creek frontage, a pond, 6 natural springs and mountain views. With plenty of usable land and no restrictions, this unique property is ideal for a mini farm, horses, livestock, gardening, recreation, or simply enjoying your own private mountain retreat. The spacious brick home features an inviting open floor plan with a desirable split-bedroom design. The generous primary suite offers plenty of space and privacy, while two additional guest bedrooms provide comfortable accommodations for family and visitors. The finished lower level adds even more versatility with a second living area, kitchenette, additional sleeping quarters, and a half bath—perfect for guests, extended family, a home office, or recreational space. There is a 2 car garage with attached carport. Outside, enjoy nearly 50 acres of unrestricted mountain property with open pasture, flowing creek, private pond, and picturesque mountain views. Whether you dream of creating a mini farm, raising animals, building additional structures, or simply enjoying peaceful country living, this property offers endless possibilities. Well is 4 yrs old and produces 30 gallons per minute. Septic is 5 years old and pumped in June od 2025. Roof is 5 years old. Tankless Hot Water Heater 3 years old. Whole House Generator. A rare opportunity to own acreage, water features, mountain views, and a spacious home—all in one exceptional property!

1600 Cook Creek Road, Murphy

$410,000

2 Beds ⋅ 2 Baths ⋅ 436564 MLS

Welcome to 219 STONE CREST, a cozy CABIN/CHALET-STYLE HOME situated on approximately 1.7 ACRES in the PRESERVE ON NOTTELY RIVER community in Murphy, NC. This inviting 2 BEDROOM, 2 BATH home features an OPEN FLOOR PLAN and a cozy FIREPLACE, creating the perfect setting for relaxed mountain living. An ENCLOSED SUNROOM/BONUS ROOM provides additional space for a home office, hobby room, or quiet retreat. Outside, enjoy the COVERED PORCH, fenced area for your fur babies, carport, and separate WORKSHOP/HE-SHE SHED—perfect for hobbies, projects, or extra storage. A BASEMENT STORAGE ROOM provides even more usable space. Located in a RIVERFRONT COMMUNITY with PAVED ROADS and convenient access to downtown Murphy, shopping, dining, and local amenities. A wonderful option for a FULL-TIME HOME or MOUNTAIN GETAWAY with plenty of room to enjoy the Western North Carolina lifestyle.

219 Stonecrest Lane, Murphy

$475,000

2 Beds ⋅ 3 Baths ⋅ 436560 MLS

Welcome home to this stunning 2023 chalet mountain home with long range mountain views. Boasting 2 bedrooms with walk in closets, including the loft, 3 baths and a bonus room with a closet as an office/den. The loft has motorized roller shades installed for added privacy. Rich hardwood flooring and gas fireplace (2025 logs) provide an open concept living space to a kitchen with granite countertops, stainless appliances and gas stove (2025). Designed to capture stunning long range mountain views, this three sided wrap around porch embraces the outdoors with a hot tub (2025) and gas fire pit. Enjoy morning coffee or come outside to the picnic table for a sunset dinner. Find the added convenience of fiber optic internet for remote work or streaming. A multi-zoned HVAC that allows customized temperature control throughout the home, adding both comfort and efficiency. Located within a securely gated community, the newly paved roads and driveway allow for easy access all year long. Lake Nottely boat launch is the perfect spot minutes away to take kayaks the seller is including and Lake Blue Ridge and Lake Chatuge are also close by. Additional storage can be found in the two sheds on the lower deck. In the ground termite system newly installed and baited. This home is centrally located between Murphy, Blue Ridge and Blairsville to enjoy festivals in all areas. Whether you are searching for a full time residence, vacation getaway or investment opportunity, this chalet with its unforgettable mountain views and modern amenities is a must see. If a little nightlife is your pleasure, Harrah's Casino is 5 miles north of Murphy boasting excellent cuisine and entertainment! Conveniently located close to hiking, fishing, Lakes, and white water rafting!

640 Point Overlook Trail, Murphy

$350,000

2 Beds ⋅ 2 Baths ⋅ 436551 MLS

Private Creekside Retreat on 5.53 Unrestricted Acres with Ponds, Workshops & Extensive Upgrades. Escape to your own private mountain retreat on 5.53 picturesque acres featuring creek frontage, multiple ponds, and exceptional improvements throughout. This beautifully updated 2-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and outdoor enjoyment in one of Murphy's most desirable rural settings. Inside, you'll find a warm, immaculate and inviting interior with brand-new flooring, stainless steel appliances, and tasteful updates throughout. A new HVAC system and new metal roof provide peace of mind and long-term value, making this property truly move-in ready. The open-concept living, dining, and kitchen areas create a comfortable flow for everyday living, entertaining, or vacation use. Both bedrooms are generously sized, and the single-level layout offers easy accessibility for all ages. Step outside and discover features rarely found in one property. The gently rolling acreage is highlighted by three private ponds, a bold year-round creek, and ample usable land ideal for gardening, recreation, animals, or simply enjoying the natural beauty that surrounds you. For hobbyists, collectors, or those needing serious workspace, the property includes two impressive metal buildings: a 20' x 25' x 12' workshop with loft storage and a spacious 30' x 40' shop offering endless possibilities for equipment storage, vehicles, RVs, woodworking, or home-based projects. A tractor pole barn located near the creek provides additional covered storage. A paved driveway, mature trees, and a peaceful setting complete this exceptional property, offering privacy without sacrificing convenience. Whether you're searching for a full-time residence, mountain getaway, mini-farm, or investment opportunity with rental potential, this unique property checks all the boxes.

559 Misty River Circle, Murphy

$229,000

2 Beds ⋅ 1 Baths ⋅ 436531 MLS

This 2/1 is a great starter, investment property, rental, or retirement home. Private well, paved state access road, brand new roof, perfect for FHA, USDA or VA. This Home needs just enough TLC to make it your own. Unrestricted, garden area, carport, workshop, even has its old chicken coop. Has so much potential for the right person.

680 Culberson Road, Murphy

$199,000

1 Beds ⋅ 1 Baths ⋅ 436480 MLS

If you are looking for privacy in a nice cabin then this is it!! The home is located at the end of the road. When you pull into the driveway you will be mountain air and atmosphere. There is a screened in porch that can be used round. The open living room has a view to the kitchen. The hardwood floors are everywhere in the home and the bottles or Wood as well. You do have a basement level, but it is unfinished, but it could be finished off so that you have an additional living quarters. Large porch where you can view the mountains and hear the creek flowing across the street. An outdoor shed is included so that you can store your items whether you're looking for a place just to get away for the full time. This will be just perfect.

889 Wagon Train Road, Murphy

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