Mineral Bluff Homes under $700,000

Welcome to Mineral Bluff, Georgia – a hidden gem nestled in the picturesque Fannin County. Surrounded by the breathtaking landscapes of the Blue Ridge Mountains, this charming town offers a unique blend of natural beauty, outdoor adventure, and a warm sense of community. With its serene atmosphere and stunning views, Mineral Bluff is the perfect escape for those seeking tranquility without sacrificing convenience.

Just a short drive from the vibrant town of Blue Ridge, residents can enjoy a variety of local shops, restaurants, and recreational activities. Whether you're hiking the scenic trails, fishing in the pristine lakes, or simply soaking in the stunning vistas, Mineral Bluff is a paradise for nature lovers and outdoor enthusiasts alike.

For potential homeowners, the market in Mineral Bluff is as inviting as the town itself. With a variety of charming homes available for under $700,000, you can find the perfect residence that suits your lifestyle and budget. From cozy cabins nestled in the woods to modern homes with mountain views, there's something for everyone in this enchanting community.

Imagine waking up to the sound of chirping birds and the sight of mist rolling over the mountains. Picture evenings spent on your porch, sipping coffee while watching the sunset paint the sky in vibrant hues. Whether you’re looking for a vacation retreat or a permanent residence, Mineral Bluff offers an idyllic setting for creating lasting memories.

Explore the possibilities and discover your dream home in Mineral Bluff, where nature and community come together in perfect harmony.

Newest Mineral Bluff Homes under $700,000

$419,900

1 Beds ⋅ 1 Baths ⋅ 436619 MLS

**TURN-KEY, FULLY FURNISHED , ACTIVE SHORT-TERM RENTAL!** Escape to this charming 1-bedroom, 1-bath Modern Rustic cabin overlooking a peaceful pond, complete with a small creek where the soothing sound of flowing water adds to the relaxing mountain atmosphere. Whether you're searching for a romantic couples retreat, personal mountain getaway, or established investment property, this cabin is ready to enjoy from day one. An abundance of windows fills the home with natural light while bringing the beautiful outdoor setting and water views inside. The kitchen features granite countertops, ample cabinetry, and just the right amount of space to prepare a meal, while the adjoining dining area overlooks the water—the perfect setting for morning coffee or a quiet dinner for two. Upstairs, the spacious loft bedroom offers a comfortable sitting area, plenty of room for an additional bed or sleeping space, and its own private deck—an ideal place to unwind, breathe in the mountain air, and listen to the peaceful sounds of the nearby creek. The cabin is located within a Gated Community, offering privacy and controlled access; however, this property is not subject to the community's covenants and restrictions, providing added flexibility for the new owner. Currently operating as a Part-time Active Short-Term rental, the property is being sold turn-key and furnished, making the transition easy for an investor or second-home buyer. And the location is hard to beat! You're just minutes from the Golf Course and the Toccoa River, where fishing, tubing, kayaking, and outdoor adventures await, and just a 10-minute drive to Downtown Blue Ridge for shopping, dining, breweries, entertainment, and everything this popular mountain town has to offer.

427 Cross Creek, Mineral Bluff

$399,900

2 Beds ⋅ 5 Baths ⋅ 436601 MLS

Discover the perfect blend of rustic mountain charm, comfortable living, and income-producing potential in this inviting North Georgia cabin, located less than 7.5 miles from Downtown Blue Ridge! Featuring a detached garage, and a finished terrace level with separate access, this property offers flexibility for a full-time residence, mountain getaway, multigenerational living, or potential rental investment. Step inside to an impressive open-concept great room showcasing soaring vaulted ceilings, exposed wood beams, a cozy fireplace, and expansive windows that fill the home with natural light while framing peaceful wooded views. The spacious kitchen features stainless steel appliances and ample cabinetry, making it ideal for everyday living and entertaining. Both bedrooms feature private en-suite bathrooms for added comfort and privacy. One of this property's standout features is its versatile finished terrace level, offering additional living and sleeping areas, plus apartment-style space with a separate entrance. This unique layout creates opportunities for guest accommodations, extended family, or potential rental income while maintaining privacy in the main and upper living areas. Outdoor living is equally inviting! Relax or entertain on the expansive deck, enjoy the tranquil wooded surroundings, or gather around the outdoor fire pit for evenings under the stars. Conveniently located near Downtown Blue Ridge, Lake Blue Ridge, hiking trails, fishing, boating, shopping, and dining, this property offers the mountain lifestyle buyers are searching for. Whether you're seeking a personal mountain escape, a primary residence with separate living quarters, or an investment opportunity, this Mineral Bluff retreat offers exceptional versatility in a desirable North Georgia location!

102 Frosty Mountain Road, Mineral Bluff

$499,000

2 Beds ⋅ 2 Baths ⋅ 436535 MLS

Brand-New Mountain Home in Mineral Bluff! Located just 2 miles from downtown McCaysville, this beautifully crafted 2-bedroom, 2-bath home blends modern comfort with the rustic character of North Georgia mountain living. Thoughtful details include pine floors throughout, granite countertops, warm wood finishes, and a stacked-stone fireplace that anchors the open living space. The one-level floor plan offers easy, comfortable living, while the level lot and paved access provide convenient year-round accessibility. Outside, a spacious outdoor living area and fire pit create the perfect setting for relaxing, entertaining, and enjoying cool mountain evenings. Short-term rental friendly and conveniently located near McCaysville, Blue Ridge, the Toccoa River, dining, shopping, and outdoor recreation. The community area across the street includes a pond and Wolf Creek access to enjoy fishing or relaxing. Whether you're searching for a full-time residence, mountain getaway, or investment property, this new construction offers the craftsmanship, location, and lifestyle buyers are looking for in the North Georgia mountains.

93 Arbor Creek Pointe, Mineral Bluff

$639,000

3 Beds ⋅ 3 Baths ⋅ 436438 MLS

Private mountain retreat just minutes from downtown Blue Ridge! This beautifully maintained 3BR/3BA cabin sits on 1.3 acres surrounded by mature trees, established landscaping, and a small seasonal creek. The open floor plan features warm wood interiors, vaulted ceilings, a stone fireplace, and a spacious kitchen with granite countertops and custom cabinetry. Each bathroom offers custom tile finishes with granite countertops. The outdoor living is where this property really shines. Enjoy the screened-in porches with its own outdoor fireplace, perfect for morning coffee or evenings in the mountains. Two separate fire pit areas, a fenced yard, multiple decks, circular drive and thoughtfully landscaped grounds give you plenty of space to relax and entertain. The property offers the privacy you want in a mountain getaway without sacrificing convenience, with paved access and just 5.5 miles to downtown Blue Ridge. A true turnkey mountain escape with the setting, outdoor spaces, and location you are looking for.

259 The Woods Road, Mineral Bluff

$624,900

3 Beds ⋅ 3 Baths ⋅ 436322 MLS

If you have “High Expectations”, then this is the mountain getaway for you! You will be wowed by the magnificent long-range and close mountain views from multiple spots throughout. Featuring three levels with a bedroom and bath on each, along with loft living space and basement den/game room, this is the perfect layout for everyone to have their own space yet still be together. The spacious great room has a floor to ceiling custom stone, wood-burning fireplace, dining area, and kitchen with island seating and plenty of room for making culinary creations. The upstairs bedroom has its own private deck plus a soaking tub in the en suite bath. The lower floor features more lounging space perfect for movie watching, a pool table, foosball, and deck with hot tub to enjoy the magical views while you relax. Enjoy the babble of a small brook that runs along one side of the property. Finished with cozy wood throughout, rustic furnishings, and sold turn-key, you are ready for your private getaway or for use as an income-generating vacation rental. Located in the prestigious Mountain High subdivision with paved roads and underground utilities, you are in the middle of hiking, shopping, sightseeing, and more plus an easy drive to bustling Downtown Blue Ridge or Murphy, NC! Come see the home that will meet your “High Expectations” today!

469 Mountain High Drive, Mineral Bluff

$525,000

3 Beds ⋅ 3 Baths ⋅ 436072 MLS

A TURNKEY MOUNTAIN RETREAT WITH SOLID RENTAL HISTORY AND INCREDIBLE AMENITIES! Completely remodeled and sold furnished, this exceptional property offers the perfect combination of rustic mountain charm, modern updates, and investment potential—all just minutes from Downtown Blue Ridge and McCaysville. Designed for both comfortable everyday living and unforgettable guest stays, the main level welcomes you with a spacious open living area featuring soaring cathedral ceilings and beautiful luxury vinyl plank flooring throughout. The oversized kitchen is truly the heart of the home, offering an abundance of cabinetry, expansive counter space, and plenty of room for gathering and entertaining. The primary suite is conveniently located on the main level and features separate his-and-hers closets and a spacious private bath. A guest bath completes the main floor, making the layout exceptionally functional for owners and vacation guests alike. The terrace level expands the living space with two additional bedrooms, a full bath, and an oversized laundry room. Two expansive decks—one on each level—create incredible outdoor living spaces and overlook the professionally landscaped grounds. The outdoor amenities set this property apart! Enjoy a YEAR-ROUND HEATED SALTWATER POOL, hot tub, and fire pit providing highly desirable amenities for vacation rental guests in every season. The fully paved circular driveway offers abundant parking, while basketball goals add another recreational feature for families and groups. An 18x20 storage building provides excellent space for owner storage, recreational equipment, or property supplies. Major improvements within the last few years include a new roof, gutters, exterior siding, porches, and pool, allowing the next owner to enjoy a beautifully updated and well-equipped property from day one.

45 Sun Valley Drive, Mineral Bluff

$329,999

6 Beds ⋅ 3 Baths ⋅ 436062 MLS

Nestled in the heart of Mineral Bluff, this home boasts the vistas and charm buyers dream about. Surrounded by rolling hills, pastures, hardwoods, and fresh mountain air, this property invites you to slow down, spread out, and truly enjoy home. From the moment you arrive, you'll appreciate the serene setting and generous space-perfect for morning coffee on the porch, evening sunsets, and everything in between. Inside, the home blends warmth and functionality, creating inviting spaces for gathering, relaxing, or hosting friends and family. Whether you're looking for: A full-time residence in the North Georgia mountains A private weekend retreat Or an investment opportunity in a sought-after area ...this property checks the boxes. Conveniently located just 10 minutes from Blue Ridge, you'll enjoy easy access to boutique shopping, dining, hiking trails, and outdoor adventures while still savoring the quiet of country living. If you've been searching for that unmistakable mountain-town feel-1359 Salem Road is ready to welcome you home. County water coming soon!

1359 Salem Road, Mineral Bluff

$629,900

3 Beds ⋅ 3 Baths ⋅ 435899 MLS

CREEKSIDE DREAMS! Enjoy 2 adjoining creekside lots with approximately 146 feet along beautiful Hothouse Creek! On one, a private, peaceful, fully furnished log cabin delivers the mountain lifestyle you've been dreaming about, where the sound of rushing water and the beauty of nature set the tone for slowing down and making memories. Thoughtfully designed across 3 levels, the cabin features a bedroom and bath on each level, offering comfort and privacy for family and guests. Warm wood finishes, soaring cathedral ceilings, abundant windows, and a beautiful wood-burning stone fireplace create the feel of a true mountain retreat. The open floor plan makes gathering easy, while the kitchen features granite countertops and a water filtration system. A charming loft offers flexible space for an office, sitting area, or additional sleeping space, and the upstairs primary bedroom opens to a private deck overlooking the peaceful surroundings. The finished basement adds even more room to relax and entertain, along with laundry and storage. Outside, the creek takes center stage with a fire pit, steps to the water, and a gazebo and deck overlooking Hothouse Creek. A 12x16 storage building provides space for mountain gear and toys. The second adjacent lot adds even more privacy and possibility, with room to imagine a garden, picnic area, recreation space, additional outdoor living, or future improvements subject to applicable approvals. Tucked away in a peaceful setting yet convenient to downtown Blue Ridge, this is the kind of place where weekends feel longer, gatherings feel more meaningful, and the mountains always feel like home.

405 Donna Lee Lane, Mineral Bluff

$700,000

3 Beds ⋅ 3 Baths ⋅ 435865 MLS

Welcome to 16 Mid Mtn Rd where happy hours greet you with amazing sunsets and mtn views! This West facing 3bd/3bath log sided cabin with all wood interior (no drywall here) is ideally located btwn the quaint mtn towns of Blue Ridge & McCaysville, GA. as well as nearby Murphy NC and Harrah's Casino. Offering exceptional privacy and convenience as a second home getaway (as it's used now) or it would make a TERRIFIC investment/STR income producing property. At ~2000ft elevation this cabin sits on nearly 4ac (home on 2.01 and another BUILDABLE lot of 1.81ac) giving you plenty of "elbow rm" with no neighbors in sight! The home has been meticulously cared for with recent improvements incl a new metal roof, chimney, & HVAC (2020), new upper deck, railings, all deck staining (all in 2026). Inside, the main level warmly greets you with a wood burning stone FP in the living rm, open kitchen w/SS appliances and granite countertops, a cozy eating area off the kitchen and the views can be seen from everywhere! Rounding out the main level are 2 bdrms (primary & secondary) & 2 full baths with granite counters. Stairs with intricate Mtn Laurel spindle accents lead to the open loft w/plenty of added seating for board games and small office space. Downstairs you'll find a large "rec" area with TV, pool table, a stackable washer/dryer laundry closet, a bunk room (3rd bdrm), another full bath, and a storage rm. But it's OUTSIDE where this home truly shines. Plenty of covered (new) deck space to soak in the fresh mtn air and take in the marvelous sunsets and mtn views. A large open USABLE backyard framed by the woods is perfect for the kids (or pups) to run & play. You won't see neighbors or city lights from here...just the sun, moon, & STARS galore in the evenings! Being sold fully furnished minus personal items & a small exclusions list, this home/property is turn-key ready for its next lucky owners to enjoy immediately. MUST call or text LA for an appt as owners are frequently there.

16 Mid Mountain Road, Mineral Bluff

$499,000

4 Beds ⋅ 4 Baths ⋅ 435766 MLS

Discover the tranquil lifestyle awaiting at 999 Old Mill Road, Mineral Bluff, GA, a residential property designed for comfort and ease. This home offers a barn with workshop area and storage loft with approximately 1 acre fenced for your farm animals and a RV shed with power. With four bedrooms, this residence provides ample private space for residents and guests. The three full bathrooms are thoughtfully appointed, ensuring convenience and comfort for all. An additional half bath adds to the functional design of the home. A 12ft. screened porch, heated floors in the master and a country kitchen with a huge walk-in pantry. The finished terrace level could be a long- or short-term rental to generate income-separate entrance/apartment with its own outside porch area. Outside this property presents an opportunity to embrace a lifestyle of homesteading with a fenced in garden area and no restrictions while having the convenience of being between Mineral Bluff and McCaysville.

999 Old Mill Road, Mineral Bluff

$499,900

2 Beds ⋅ 2 Baths ⋅ 435754 MLS

Still under construction so you can pick out the finishes. Sitting on gentle property surrounded by mature hardwoods. Inside, you'll find an inviting open concept, with open living concept, sliding glass doors and transom windows bring in natural light and open the living area to an impressive covered outdoor living space. The spacious porch features a second wood burning fireplace, making it the perfect place to relax and enjoy the quiet North Georgia setting. Additional highlights include ti walk-in shower, a dedicated laundry area, and a buried underground propane tank. Outside, the level-to-gently rolling terrain and plenty of usable space and easy access. Conveniently located just outside McCaysville and within easy reach of Blue Ridge, the Toccoa River, Lake Blue Ridge, dining, shopping, and outdoor recreation. Some of the Pictures are of the first model home.

Lt 6 Wolf Creek Trail, Mineral Bluff

$495,000

3 Beds ⋅ 2 Baths ⋅ 435738 MLS

Welcome to 177 Shangri La Drive, a private mountain retreat nestled in the heart of 3 beautiful UNRESTRICTED acres offering the perfect blend of comfort, tranquility, and endless possibilities. Surrounded by a mix of beautiful well established yard and mature woods, this picturesque property features year-round long-range mountain views, a peaceful pond, and the privacy you've been dreaming of. Inside, you'll find a beautifully maintained 3-bedroom, 2-bath home with all bedrooms conveniently located on the main level. Fresh interior paint and updated bathrooms create a bright, move-in-ready atmosphere, while hardwood floors flow throughout the main living areas. Large windows showcase the stunning mountain scenery, bringing the outdoors in. The beautiful, spacious kitchen is the heart of the home, offering abundant workspace and gathering space, while the adjoining sunroom provides the perfect spot to enjoy morning coffee, entertain guests, or simply relax and take in the views. A versatile bonus room offers flexibility for a home office, playroom, guest room, or potential 4th bedroom. The full unfinished basement provides endless opportunities for future expansion, whether you envision additional living space, a recreation room, workshop, home gym or storage. Outside, the acreage offers room to roam, garden, explore, add a pool for the kids or simply enjoy the peaceful setting. The combination of open pasture, wooded privacy, mountain views, and a charming pond creates a truly special property. An attached 2-car garage adds convenience and functionality. Whether you're looking for a full-time residence, hobby farm, family homestead, or private mountain escape, 177 Shangri La Drive offers the rare opportunity to enjoy country living with space, privacy, and breathtaking natural beauty all around.

177 - H Shangri La Drive, Mineral Bluff

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