Mccaysville Homes under $1 million

**Discover the Charm of McCaysville, Georgia: A Hidden Gem in Fannin County**

Nestled in the breathtaking Blue Ridge Mountains, McCaysville, Georgia, is a quaint town that perfectly blends natural beauty with small-town charm. Located at the confluence of the Toccoa River and the Ocoee River, this picturesque community offers a unique opportunity for those seeking a tranquil lifestyle amidst stunning landscapes. Known for its vibrant arts scene and friendly locals, McCaysville is a place where neighbors become friends, and every day feels like a getaway.

One of the most appealing aspects of McCaysville is its diverse range of homes available for under $1 million. Whether you're a first-time homebuyer, looking for a cozy retreat, or seeking a family-friendly abode, this charming town has something for everyone. From rustic cabins that embrace the mountain vibe to modern homes with breathtaking views, the real estate options here cater to a variety of tastes and budgets.

Living in McCaysville means you can enjoy outdoor adventures year-round. Kayaking, fishing, and hiking are just a stone's throw away, with the Chattahoochee National Forest providing endless opportunities for exploration. The town's historic downtown area boasts delightful shops, local eateries, and community events that make it easy to immerse yourself in the local culture.

If you're searching for a place that offers both serenity and a vibrant community atmosphere, look no further than McCaysville, Georgia. With homes under $1 million, you can embrace the mountain lifestyle you've always dreamed of. Come and discover your perfect retreat in this enchanting town!

Newest Mccaysville Homes under $1 million

$649,000

3 Beds ⋅ 2 Baths ⋅ 436454 MLS

Discover riverfront living in McCaysville, Georgia—just a short walk to shopping, dining, and everyday conveniences—yet tucked along the banks of the Toccoa River, one of Georgia's most popular trout streams. This charming 3-bedroom, 2-bath brick home offers exceptional water frontage and a private dock, creating a peaceful retreat with easy access to town. Step inside to find character throughout, including original wood floors and a cozy wood-burning fireplace—perfect for relaxing evenings after a day on the river. Enjoy outdoor living with a large fenced back yard ideal for pets, entertaining, or simply unwinding in your own private space. A detached garage provides even more potential: it could be converted into an additional riverfront cottage for extended family, guest use, or rental income. With frontage on a state-stocked trophy trout stream, this property also offers strong short-term rental potential—ideal for anglers, weekend travelers, and those seeking a true mountain-river getaway. 3 Bedrooms / 2 Bathrooms** Brick home with private Toccoa River dock** Walking distance to shopping, dining, and local conveniences** One of Georgia's most popular trout streams—state-stocked trophy opportunities** Wood-burning fireplace** Original wood floors** Large fenced back yard** Detached garage with potential to create an additional riverfront cottage** Short-term rental potential** Come experience the best of both worlds—small-town convenience and world-class river scenery—right here on the Toccoa.

133 E Market Street, Mccaysville

$559,000

3 Beds ⋅ 3 Baths ⋅ 436230 MLS

Beautifully maintained three-level cabin offering a bedroom and full bath on each level, providing flexible space for full-time living, guests, or a mountain getaway. Situated on approximately 1.74 acres, this quality-built home features an attached double carport, extensive decking, a large screened porch, established landscaping, and access to three private stocked lakes within the community. Inside, enjoy a cozy eat-in kitchen along with a separate dining room and abundant storage throughout. The spacious primary suite offers generous closet space and connects by catwalk to a distinctive study featuring a wall of windows and plenty of natural light. The fully finished basement expands the living space and includes a large storage room that could also serve as a workshop, hobby room, or additional utility space. With multiple outdoor living areas, excellent storage, a versatile three-level layout, and access to the community's three private stocked lakes, this well-cared-for cabin offers comfort, functionality, and classic mountain character.

51 Cornerstone Court, Mccaysville

$925,000

3 Beds ⋅ 3 Baths ⋅ 436155 MLS

Beyond the gated entrance, this private 11-acre retreat offers a rare combination of usable land, mountain beauty, and peaceful pastoral views. Fully fenced and ideal for a mini-farm, the property welcomes you along a paved driveway that winds past a spring-fed fishing pond and charming barn before arriving at the inviting cabin, framed by colorful landscaping and a full wraparound porch. A detached two-car carport provides covered parking with generous storage above. Inside, soaring ceilings and a wood-burning fireplace anchor the expansive great room, creating a warm and welcoming gathering space. Designed for easy one-level living, the spacious kitchen offers an eat-in area, walk-in food pantry, and additional space ideal for a keeping room or cozy sitting area. Two guest bedrooms share a full bath, while the private primary suite provides a relaxing retreat with a soaking tub and separate walk-in shower. Outdoors is where this property truly shines. Relax on the wraparound porch and take in year-round mountain and pastoral views surrounded by exceptional privacy, mature trees, and beautifully established landscaping. The level backyard provides abundant usable space and an ideal setting for a future pool, outdoor entertaining area, or additional recreation space. The barn is equipped with stalls and additional storage for lawn and farm equipment, while the spring-fed pond adds beauty, charm, and function to the acreage. With plenty of room for horses or other animals, gardening, recreation, or simply enjoying the freedom of wide-open space, this property offers endless possibilities for creating the mountain lifestyle you've imagined. Being over 10 acres, this property could also offer potential for conservation use. Be sure to ask about the outdoor wood boiler, an added feature designed to help conserve energy and reduce utility costs!

210 W Pierceville Road, Mccaysville

$275,000

4 Beds ⋅ 2 Baths ⋅ 436105 MLS

Motivated Sellers - Located in McCaysville, Georgia, this four-bedroom, two-bath home offers a fenced front yard and inviting living space in a convenient location. The home also features a dedicated space that would make an ideal home office, providing a comfortable area to work from home. Situated on public utilities, it offers the convenience of city services while being close to everything McCaysville has to offer. McCaysville sits along the Toccoa River, offering local restaurants, shops, river activities, and unique small-town charm. Plus, you're just a short drive from Blue Ridge, with its vibrant downtown, shopping, dining, and outdoor adventures. Enjoy long-range views and a convenient location that puts you close to the best of both McCaysville and Blue Ridge.

516 Hillcrest Drive, Mccaysville

$329,000

2 Beds ⋅ 1 Baths ⋅ 435648 MLS

Charming new Cottage in McCaysville—Steps to the Toccoa River! Welcome to265 East Tennessee Avenuein McCaysville, GA—an inviting two-bedroom, one-bath retreat featuring a beautiful all-wood interior throughout. Enjoy the bright and airy feel created by soaring vaulted ceilings, along with cozy comfort from a striking stone fireplace that serves as the heart of the home. Designed for convenience and guests, this cottage includes built-in bunk beds and is being sold fully furnished, making it truly move-in ready (or ready to start earning). Open kitchen withcustom cabinets and solid surface countertops. Perfectly positioned near both McCaysville, Georgia and its sister city Copperhill, Tennessee, you'll love the short walk to dining, entertainment, and shopping. Best of all, you're just steps from McCaysville City Park, where you can enjoy the beauty of the Toccoa River, riverfront scenery, and a boat ramp—ideal for canoeing, tubing, and riverside fun. Park also features playground, workout station, pavilions, and walking paths. Whether you're looking for a weekend getaway, a full-time home, or a turnkey investment, this cottage is an excellent opportunity as an ideal short-term rental property in a highly desirable riverside neighborhood. Schedule your showing today!

265 E Tennessee Avenue, Mccaysville

$449,000

3 Beds ⋅ 2 Baths ⋅ 435646 MLS

Welcome to285 East Tennessee Avenuein beautiful McCaysville, Georgia—an inviting 3-bedroom, 2-bath home offering one-level living and thoughtful upgrades throughout. Set in a quiet, well-kept community, this property blends comfort, character, and everyday convenience with nature right on your own land. Enjoy hardwood floors throughout and a home that's move-in ready, featuring a beautiful kitchen with oak cabinets and granite countertops—a perfect space for cooking, gathering, and entertaining. One of the standout features of this property is the serene setting featuring firepit with two small creeks on the property, adding peaceful sounds and natural beauty. Location is everything: you're within walking distance to downtown McCaysville and the nearby sister city of Copperhill, Tennessee. Property adjoins City Park, where you can enjoy Toccoa River frontage—ideal for rafting, fishing, and relaxing by the water. The park also offers walking paths, pavilions, playground, work-out area, and dog park making it easy to spend weekends outdoors.If you're looking for a home with easy access to town, river recreation nearby, and comfort all on one level, this one is a must-see! Don't miss your chance to own in one of the area's most desirable, quiet neighborhoods. Schedule your showing today!

285 E Tennessee Avenue, Mccaysville

$310,000

3 Beds ⋅ 2 Baths ⋅ 435459 MLS

An excellent opportunity for investors or buyers looking for an affordable, move-in-ready home in a convenient North Georgia location! This 3-bedroom, 2-bath home is ready to rent and offers plenty of possibilities as a full-time residence, long-term rental, or income-producing investment. Conveniently located near both McCaysville and Blue Ridge, the property provides easy access to local shopping, dining, schools, entertainment, and the many outdoor attractions the North Georgia mountains have to offer. Whether you are looking to expand your rental portfolio, purchase your first home, or find a comfortable mountain getaway, this property offers flexibility, convenience, and great potential.

959 Hillcrest Drive, Mccaysville

$649,000

4 Beds ⋅ 4 Baths ⋅ 435346 MLS

Located in the sought-after Grant's Summit community, this fully furnished 4BR/3.5BA mountain home offers a polished blend of contemporary style, rustic warmth, and generous indoor-outdoor living. Set on 1.38 acres with paved access, the property is ready for immediate enjoyment as a private retreat, second home, or investment opportunity. The main living area feels open and inviting with hardwood flooring, custom cabinetry, leathered granite countertops, and an abundance of natural light. Oversized sliding glass doors open the living space directly to the covered outdoor areas, creating an effortless flow for entertaining or simply enjoying the mountain setting. Two expansive covered porches provide plenty of room to gather, complete with an outdoor fireplace and a 7-person hot tub, while an additional fireplace inside adds warmth and character. Designed with guests in mind, the main level features a spacious primary suite, well-appointed kitchen, open living and dining space, and guest half bath. Downstairs, the terrace level offers three additional bedrooms, two full bathrooms, a wet bar, and a second living area with a sleeper sofa. The home comfortably accommodates 10+ guests, providing excellent flexibility for larger groups and extended stays. Grants Summit offers convenient access to nearby lake trails while placing you within easy reach of both McCaysville and Blue Ridge. Spend your days exploring the Ocoee Whitewater Center, hiking trails, local wineries, shopping, dining, and the endless outdoor recreation this mountain region is known for. Offered turn-key and fully furnished, this property makes stepping into the North Georgia mountain lifestyle remarkably easy.

284 Lees Ride, Mccaysville

$465,000

3 Beds ⋅ 2 Baths ⋅ 435199 MLS

Welcome home to 96 Creekside Drive! A beautifully finished Trinity-built home tucked on 3.25 private acres in McCaysville. This 3-bedroom, 2-bath home offers a finished basement for extra living space, storage, or flex-room potential, plus a detached garage for parking, workshop use, or hobby space. With room to roam and room to grow, this property blends quality construction with the peace and privacy of North Georgia mountain living. Minutes from the Blue Ridge/McCaysville area's shops, dining, and outdoor recreation, this is a must-see for anyone wanting space, quality, and location all in one..

96 Creekside Drive, Mccaysville

$259,000

3 Beds ⋅ 2 Baths ⋅ 435079 MLS

COUNTRY PRIVATE RETREAT Gotta love the end of the road privacy & pastoral views from this "seems like a modular home" on 2.33 Unrestricted Acres! Set up nicely overlooking a tranquil horse pasture. 1990 3/2 home w/added bonus den plus office or hobby room. Refrigerator & Stove included. Gas Log Fireplace ,New Island Cabinetry & Coffee Bar. Drilled Well , Newer Private Septic System , 3 Year old Metal Roof, Brand New Hot Water Heater. Firepit. Outbuilding & Washer & Dryer sold separately. Gravel drive - Large Front & Back yards . Forever home possibility here w/ the daily gift of Peace & Quiet. Lovely lush Forest in back for walking trails or for building Shop or other. Only 5 minutes to McCaysville/Copperhill/Ducktown & Parks. Near Toccoa/ Ocoee Rivers & shopping. Just minutes to Walmart in Blue Ridge.

282 Friendly Lane, Mccaysville

$469,900

3 Beds ⋅ 2 Baths ⋅ 434408 MLS

PRICE JUST REDUCED $20K 8/24/26 & Possible SELLER FINANCING ! Beautiful Home ! Enjoy effortless one-level living in this 3-Bedroom, 2-bathroom residence. You will find beautiful new renovations thurout . Living Room opens to covered front rocking chair porch & back covered porch . Kitchen has lots of new cabinets, lighting & counters and joins a seperate dining area. The spacious open basement provides plenty of storage or other. Metal Roof. This property spans 2.22 Acres of unrestricted & all usable land ! There are no HOA 'S to worry about. You can easily enjoy both towns of Blue Ridge & McCaysville and the drive is very nice either way. Low traffic country road frontage on Old Mobile Road. All paved county road access lead to the gated paved driveway. Vacant & turnkey! Can be shown anytime! Appliances pictured not available.

1843 Old Mobile Road, Mccaysville

$320,000

3 Beds ⋅ 2 Baths ⋅ 431559 MLS

PRICED BELOW COUNTY TAX ASSESSOR VALUATION! This is a quaint two-story bungalow in McCaysville. Home has been well cared for and has all oak floors throughout. Formal living room, dining room and kitchen on the main level as well as primary bedroom and bath. Living room has a masonry fireplace with gas logs added. Additional family room off the kitchen leading to large deck area. Upper level offers two additional bedrooms and bath plus a private sitting area. Nearly a full acre and level back yard that offers a tire swing on the old oak tree. 3 minutes to downtown McCaysville - 14 minutes to downtown Blue Ridge. New updated ceiling fans, central heat and air as well as extra a/c units for area comfort. All this and it includes all appliances and being sold as-is completely furnished.

742 Hillcrest Drive, Mccaysville

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